Log In

Advisors’ Resource Blog

Ask the Actuary Your IUL Questions

Do you have questions about Indexed Universal Life Insurance? Are you interested in Orion IUL, the new product from Securian? Now there’s an easy way to get answers to your questions through the “Ask the Actuary” live online events. Read More…

Why You Need Consistently Branded Marketing Materials

Let’s say you have brochures, flyers, letterhead and business cards for your business. You’re very proud that you created these pieces…but you have a problem. They don’t look as professional as they should and you can’t quite figure out why. Read More…

How to Succeed as an Independent Financial Professional

A career as an independent financial professional is rewarding beyond comprehension in many ways. Effecting lives of the clients you touch in a positive way is spirit-raising. There’s nothing like standing by your clients’ side as they identify their challenges, acknowledge them, take ownership, and make a decision to take action with you as their guide. Read More…

Top 6 Business Mistakes of Financial Advisors (and How to Avoid Them)

Financial advisors often make simple mistakes that they can correct to improve their businesses. These mistakes reduce their potential and can cause business to slow, or even worse, start to decline. Here are the top 6 mistakes you should avoid making in your financial services business. Read More…


Read more blog posts >>


What is the most common concern your clients have about IUL?
It's too expensive
It's too complicated
It's hard to access money
Paramed exams and underwriting

Our Philosophy

Why AMZ Financial?

AMZ Financial’s foresight and leadership helped usher in today’s hottest insurance product — Indexed Universal Life (IUL). Our pioneering moment came in 1999 when the stock market was booming and everyone thought stocks could only go up, we chose to focus on IUL because we believed this product would transform the way people protected their families and saved for retirement. We continue to believe that clients will flock to IUL because it provides:

Absolutely no stock market losses • Fair market-linked returns
Protection of principle • Premium flexibility • Tax-free income distributions
Liquidity without tax penalty prior to age 59

These key features and benefits — along with our understanding of independent insurance distribution and actuarial product development — allowed AMZ Financial to become known as the IUL experts.

AMZ Financial cares about good, honest and ethical advisors who want to enrich the lives of their prospects and clients. We appreciate that they give back to the communities they serve and make a profound impact — personally and professionally — upon those in which they come in contact. Our best advisors are good people who just happen to be in the financial services industry.

If you’re a financial professional who believes your client is at the center of everything you do, we want to work with you. If you accept that your role involves finding creative and suitable financial solutions for your client’s money — regardless of how the solution compensates you — you’ll find that our values are aligned.


IUL has been the fastest growing life product over the past few years representing almost 30% of all fixed insurance sales. We’ve proven our expertise by developing nine top-selling IUL products. Recently, AMZ Financial captured the industry’s first patent-pending design feature that cuts insurance costs by 30% while increasing cash values by 50%, dramatically helping clients get more out of their IUL policy. No other Independent Marketing Organization that promotes IUL can claim the pioneering spirit, product development expertise, proven production, distribution reach and overall product knowledge.


Many financial professionals believe they will grow their business if they just see more prospects. We agree that growth comes from generating a steady stream of prospects. However, prospecting is just one piece of your overall success. You need those leads to convert into clients. By using our proven planning process called Consistent Advisor we can help show you how to lead your ideal prospects to make decisions, take action, become clients and generate referrals.

Click here for all Prospecting Programs.

Certified Financial Educator Designation

A CFEd® is an individual who has been trained and certified, and whose credentials have been accepted by the Heartland Institute Consortium of Colleges and Universities across the United States and Canada. Once a professional has earned the CFEd®, they are recognized for their willingness and effort to educate and enlighten others, whether through the formal classroom, individual training sessions or simply by imparting important information to clients. To participate in the Financial Wellness@Work program, you must obtain the CFEd®.

Life Made Easy

Life Insurance Made Easy. Includes: 6,000 piece mailer, one event date, Presentation with Script. What You're Responsible For: Secure the Meeting Location, Select the Meeting Date (must be at least six weeks out), Select the Meeting Time, Paying for the Dinner

Max My Social Security Benefits

Do you want to generate more sales through the most proven seminar system we've ever seen? For most producers, traditional dinner seminars are a waste of your time and money. But this turn-key selling system does what you want: On average 40 prospects attend this seminar. On average 90% of attendees set one-on-one appointments. You help find solutions to their income planning needs. Your clients will seek advice from competitors if you're not equipped to advise them on Social Security. Why is that? The Social Security Administration is not qualified or empowered to give advice on claiming options.

Prospects On Demand

We’ll provide you with 20-50 prospects that you can work with immediately. With Prospects on Demand, we: Send the mailing Secure the reservations Conduct the presentation for you by a Certified Financial Educator. Transfer all credibility to you What You're Responsible For: Secure the Meeting Location Select the Meeting Date (must be at least six weeks out and must be approved by speaker) Select the Meeting Time (must be approved by speaker) Once you're set up, all you need to do is follow up with the prospects interested in meeting with you.This turnkey system, when executed properly, will generate additional life and annuity production. Includes: 5,000 piece mailer One event date Certified Financial Educator to Conduct Workshop


Check out our

Learn about our program exclusively for women. Join the Empowered Women's Network and learn from other women in the industry. It's a network of professional women getting together to share ideas and experiences.
Find out more

Practice Management

Prospecting 365

Start email marketing year-round. Nurture Your Prospects. Make More Sales. Prospecting 365 automates your marketing, prospecting and client management efforts 365 days- a-year. With this program you stay in constant contact with your leads, prospects and clients.

Read More

Selling 180

If you want to be a successful financial professional in today's environment, you need to consider transitioning from a pure product presentation to a comprehensive, nontraditional sales approach. Selling 180 flips the old-school selling styles and instead incorporates the secrets used by the world's most successful sales people.

Read More

Consistent Advisor

See Exactly How We GUARANTEE to Double Your Sales in Less Than 12 Months. Consistent Advisor coaches you step-by-step through the field-tested and proven processes to run a thriving financial practice. We even throw in a complete branding package that includes a logo.

Read More

Reach out to us

Do you have any questions or concerns? Are you an independent insurance agent looking for guidance?

Contact us!